Scope

This Privacy Policy applies to all personal data collected, used, disclosed, or processed by us, regardless of the country of origin. This includes compliance with regulations such as the General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA), the Personal Information Protection and Electronic Documents Act (PIPEDA), and other applicable laws.

Data We Collect

• Identity Information: Name, date of birth, government-issued identification numbers (e.g., Social Security Number, National ID, Tax ID).
• Contact Information: Address, email address, phone number.
• Financial Information: Bank account details, credit card numbers.
• Technical Information: IP address, device identifiers, browser type, cookies.
• Usage Data: Preferences, interests, and interactions with our products and services.
• Other Data: Any other information you provide to us voluntarily.

How We Use Personal Data

We process personal data for the following purposes:

• To provide our products and services.
• To manage customer relationships.
• To comply with legal obligations.
• To improve our services through analytics and feedback.
• For marketing purposes, with explicit consent where required.

Legal Basis for Processing

We rely on the following legal grounds for processing personal data:

• Consent: When you provide explicit consent.
• Contract: To perform a contract or take pre-contractual steps.
• Legal Obligation: To comply with applicable laws.
• Legitimate Interest: For purposes such as fraud prevention and direct marketing, balanced against your rights.

Data Sharing and Disclosure

We may share personal data with:

• Our subsidiaries and affiliates.
• Third-party service providers who process data on our behalf.
• Law enforcement or regulatory bodies, where required by law.
• Other third parties, with your consent or as permitted by law.

Data Transfers

We may transfer personal data across borders to countries that may not have equivalent data protection laws. In such cases, we ensure appropriate safeguards, such as standard contractual clauses or other lawful mechanisms.

Data Retention

We retain personal data only as long as necessary to fulfill the purposes for which it was collected, or as required by law.

Your Rights

Depending on your location, you may have the following rights:

• The right to access your data.
• The right to rectify inaccurate data.
• The right to delete your data.
• The right to restrict or object to processing.
• The right to data portability.
• The right to withdraw consent at any time.
• The right to lodge a complaint with a supervisory authority.

Security Measures

We implement appropriate technical and organizational measures to protect personal data against unauthorized access, alteration, disclosure, or destruction.

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience. You can manage your preferences through your browser settings or our cookie management tool.

Updates to This Policy

We may update this Privacy Policy from time to time. Any changes will be communicated via our website or other appropriate channels.

Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us: